Talk to a Local Insurance Team Today

Reach us by phone or visit one of our two offices in Callao or Montross for straightforward, local support.

The Fastest Way to Reach Our Team

If you need answers quickly, calling is the best option. Cralle Insurance Agency Inc has served the Northern Neck since 1948, and our team is available during business hours to review coverage, provide quotes, and assist with policy changes. As an independent insurance agency with two physical offices, you can choose the location that’s most convenient for you. No call centers, no runaround—just direct support from a local office.

Callao Office

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65 Northumberland Hwy Callao, VA 22435

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Monday–Friday, 9:00 AM–5:00 PM

Montross Office

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(804)493-8872

A black line-art icon of a landline telephone with a handset, display screen, and keypad.
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17318 Kings Highway, Montross, Virginia 22520, United States

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Monday–Friday, 9:00 AM–5:00 PM

We proudly serve households and businesses across the Northern Neck and Northern Peninsula, including communities near Kilmarnock and surrounding Virginia towns.

Tell Us What You Need — We’ll Take It From Here

If you prefer to start online, complete the short form below and our team will follow up promptly during business hours. For faster service, especially for same-day changes or certificates of insurance, we recommend calling directly.


What to Include in Your Message:

  • Type of insurance (auto, homeowners, flood, general liability, etc.)
  • Current carrier (if applicable)
  • Effective date needed
  • Best phone number to reach you

Contact Us

Visit Us in Person

You’re welcome to stop by either office during business hours. Many clients prefer in-person conversations when reviewing coverage, updating policies, or discussing business insurance needs.

Callao Office

Montross Office

Payments and Policy Service

Online payments are handled directly through your insurance carrier’s portal. We do not process payments through this website. If you prefer to pay by cash or check, you may do so in person at our Callao or Montross office during business hours.

Get Clear Answers Without the Wait

Whether you’re requesting an insurance consultation, updating a policy, or starting a quote, our local team is ready to help. Clients across the Northern Neck rely on Cralle Insurance Agency Inc for personal and business insurance guidance that feels practical and accessible. Call your preferred office today or send a message to get started.